WE Make Lending Fast, Transparent,
and Reliable.
Connect with our lending experts and WE will provide the solution.
Why Choose Us?
We offer a customized approach to our borrowers and investors. Our comprehensive experience with real estate and knowledge about investment gives us the edge to provide you with fast and reliable service.
OUR SERVICES
What We Offer
WE Direct Lending is a private money real estate lender that caters to borrowers and investors. Whatever your vision is about, we are happy to hear about your borrowing and investment needs. We are here to help craft a solution that works for your unique needs.
Borrowers
A reliable source of funding is essential when investing in real estate. WE Direct Lending offers asset-based loans for acquisition, construction, improvements, and fix and flip projects. At times, making an opportunity work for the borrower may require out-of-the-box thinking, and our team prides itself in helping you to find a way to make the deal work.
Realtors
Our focus is to provide solutions to your clients. WE Direct Lending offers creative solutions to help you close your deals. Additionally, we can help you uncover new sources of funds to buy real estate and create new opportunities for your clients by providing financing for estates, trusts, and tax strategies. Our team can help with traditional private money needs such as: Bridge Lending, Fix and Flips, Complex Borrowers (Business owners, etc.), Bad Credit but plenty of equity, Construction Loans.
Mortgage Brokers
We love to partner with mortgage brokers for their clients and transactions that need a direct lender that can perform efficiently when others cannot. While traditional lenders can assist you with regular transactions, some will require a more advanced approach. That’s when WE Direct Lending comes in! We are the ideal partner you can count on to help you close residential and commercial real estate deals where finance is a concern.
Investors
Is it safe to say that you are tired of agreeing to under 1% get back with your CDs? Are you worn out on playing the instability game with your stock portfolio? If your answer is yes to either of the questions, Trust Deed contributing might be ideal for you. They offer exceptional yields with aloof associations. Our customers are procuring from 9% – 12% premium paid month to month. From the very first moment, our customers venture into their Trust Deed speculation with at least 30% defensive value.
Frequently Asked Questions
What is a private money loan?
A private money loan is money used from private investors who wish to invest their money into real estate assets for income growth and diversification of their investment portfolio. (other names used are hard money loans, bridge loans, fix and flip loans).
Are you licensed?
We are licensed by the California Department of Real Estate and the Nationwide Multistate Licensing System (NMLS).
I have a bad credit score, am I still qualified?
Yes, our loans are asset and equity based. The best thing to do is give us a call or come talk with us and we can figure out what type of loan will work best for you.
How do I qualify for the loan?
We will need certain information about you and also information about the property that you wish to purchase. Just fill out our online form or give us a call to get started.
Is there an application fee?
There is never an application or upfront fees to get started. Fill out the forms online, or just give us a call or email to get started.
How long does it take to get approval for the loan?
We can provide money fast!! Depending upon many factors, our normal funding time frame is 14-21 days. Every loan is handled on a case by case basis and we know that time is of the essence. We will get you funded as quickly as possible, with the borrower and seller all working together.
What if I have a foreclosure on my record?
Many factors apply to qualifying for a private money loan and even with a foreclosure or short sale in your past. You still may be able to qualify for a private money loan. Our loans are based upon the real estate property itself, and secondly, the borrower.
What States/Cities do you fund in?
Most US cities and States, some exceptions apply.
What Credit Score should I have to qualify?
We do have minimum FICO scores to qualify, but our loans are asset based. Which means we can still fund your loan even with low scores based on the real estate asset and equity.
What would happen if I didn’t pay my loan on time?
If you do not make your required loan payments. Late payment charges, interest increases, loan modifications and/or lastly, foreclosure proceedings could apply.
Derek S.
"I recently completed a refi with WE Direct Lending and found that, not only were they able to offer much lower interest rates than anyone else I spoke with, they were extremely responsive and able to move quickly to resolve issues that arose during the process due to my complicated financial situation. I highly recommend them."
Private Money vs. Traditional Loan
When it comes to financing a real estate purchase, there are two main types of lenders: traditional lending institutions and private money lenders. Both types of lenders offer unique advantages and disadvantages, and it's important to understand the differences between them before making a decision. In this blog post, we'll take a closer look at traditional lending versus private money lending for a real estate loan and explore the key factors that borrowers should consider.
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Office:
3001 Douglas Blvd Suite 142 Roseville, CA 95661
Call
800-355-8174
Email:
[email protected]
Site: www.wedirectlending.com
WE Direct Lending is comprised of reputable business experts with illustrious experience in the financing industry. We promote the principle of financial inclusion, safe lending for the borrowers, and excellent opportunities for investors. We also aim to provide simple and convenient financing for borrowers, realtors, and mortgage brokers.